We have had a number of new business enquiries coming in recently where we were not given enough time to be able to evaluate the risk and provide best advice. We therefore had to advise the enquirers that we could not help.

Every insurance policy has a renewal date so maybe you could make a diary note to look at your insurance needs at least a month in advance? Insurance companies and brokers are required to issue renewal quotations 3 weeks before the renewal date so you should look at this immediately if you intend to consider alternatives.