A locksmith told me this true story. A family moved to a new house and managed to lock themselves out fairly soon after moving in. A neighbour – who they have never met before – saw they were having problems and came across the road…

Last month’s heavy rain in the South East caused quite a lot of damage to houses and businesses, mainly due to the volume of rain overwhelming the main drainage systems. A contributor to this was the lack of maintenance by local and County Councils. In…

Too early? Is it ever too early to take precautions? Prevention is better than cure. The wise woman in my village is predicting that 2016-17 is going to be a harsh Winter. Mind you, she has done that every year for the past 10 years…

HM Government apply Insurance Premium Tax (IPT) to all general insurance policies. On 1st November 2015 the rate of IPT was increased from 6% to 9.5%. A further increase to 10% came into effect on 1st October 2106. This means that policyholders whose insurances fall…