So, at a time when motor insurance premiums are on the rise because of (mainly) bogus whiplash claims and when home and business insurance premiums are likely to rise because of the floods caused by lack of drains maintenance and the reckless building of new homes on flood plains, Insurance Premium Tax is going up to 12% in June.

Much as I obviously love acting as an unpaid tax collector for HMG, this is an unreasonable burden on honest people who insure sensibly.

This will inevitably lead to yet more motorists going uninsured – already believed to be over 1,000,000; businesses under-insuring or skimping on otherwise essential elements of their insurance portfolio; home owners not insuring or being under-insured.

This is ridiculous, unnecessary and just plain wrong.

Rant over; unhappiness remains!