Month: September 2017

Employing family members?

Employers’ Liability Insurance is compulsory for all businesses who employ any people (paid or unpaid). But what if your workers are members of your family? Under the terms of the Employers’ Liability (Compulsory Insurance) Act 1969, employers are exempt if they are: family businesses, i.e. if all of…

Complaints to the Financial Ombudsman Service

Figures from the Financial Ombudsman Service have revealed that Direct Line Group, via the business name UK Insurance, was the most complained about provider in the first half of 2017. The insurer received 1,447 new general insurance complaints during the period. These complaints exclude PPI. Aviva was the next most…

5 major causes of electrical fires

For all the ways we rely on electricity, we also invite the risk of fire into our properties through everyday use. In no particular order, here are five of the most common causes of electrical fires in homes and small commercial premises. Are you making any of…