Category: General

Is insurance an expense?

We often hear that motor insurance premiums are too high, especially when the car is low value. But it’s not about the car but what you can do with it. A neighbours’ 17-year-old son paid £700 to buy a nice little Peugeot 206. His insurance…

Celebrating the Royal Wedding?

A number of people are planning a street party on 19th May 2018. Where parties are held in public places and particularly where road closures are needed, local councils will require Public Liability insurance to be in place for up to £10,000,000. If you have…

Doing it cheaper.

Just about every day we are asked if we can “do it a bit cheaper” or “beat the premium I got off the internet”. That always reminds me of a story: A cargo ship was built at considerable expense. On its’ maiden voyage, the engine…

Subsidence remains a big problem

Any suspicion of subsidence strikes fear into the heart of homeowners, and for good reason, as it can mean a substantial repair bill. As long as you don’t neglect the problem, it should be covered by your insurance policy but it’s important not to give the…

THE SMART HOME COMETH

While the use of telematics in cars is nothing new, extending the technology into the home marks a significant change for our customers and for household insurance. Smart technology in the home is wide-ranging – security systems; fridges that re-order your favourite foods when stocks…

Halloween advice

Whether you’re trick-or-treating with the children, attending a bonfire or staying firmly indoors, your home, family and business are all exposed to some seriously scary risks during Halloween. Some local police services report antisocial crime rates increasing by over 50% at this time of year, with…