A seasonal warning
A BAD thing:
I don’t think any sensible person would disagree that drinking and driving is a BAD thing. We are coming up to that time of year when having the extra tipple can be quite common, plus there’s that chance that what you drank last night may not have cleared your system in the morning. A friend’s mother that we used to visit did dish out the spirits with a heavy hand and it would have been easy to get caught out, especially as she used to keep a very nice high-end single malt and I’m convinced that my mum-in-law’s famously alcoholic Christmas pudding would self-ignite given half a chance There’s the office party with that joker who might find it funny to spike a drink (we had one of those at a place where I used to work); the “drop” of sherry plus the booze in the Christmas pud plus the brandy sauce.
Can you really afford it?
Quite apart from the danger to yourself, any passengers and all the pedestrians, cyclists and other road users out there, you risk:
- losing your licence for 12 months upwards
- a big financial penalty
- potential loss of job
- paying for taxis
- depending on others for transport (and friends and family can easily get fed up with carting you around)
- waiting for buses
- major inconvenience to your lifestyle
- difficulty getting insured again and, if you can get cover, it will certainly be at an increased premium
- and SEE BELOW
What insurers do
More importantly on the insurance front, something that came into effect with one insurer years ago is now becoming virtually universal. If you (or the driver of your vehicle) is found to be over the legal limit for alcohol or fails to provide evidential specimens, any damage to your vehicle will not be covered. If that vehicle is badly damaged or becomes a total loss, you might be left still paying for a loan or lease without anything to show for it. This also applies to being unfit to drive due to use of drugs – illegal, OTC or prescription – so do watch out for overdosing on cold and flu meds.
Wave goodbye to what you have worked and planned for
Insurers are required by the Road Traffic Act to make payment to any third party for property damage and/or personal injury – payments that can run into thousands of pounds or more (the highest payout for a single vehicle accident to date was just over £20,000,000; the cost to insurers of the Selby train crash some years ago was around £50,000,000). Having done that, however, they are then entitled to seek compensation from you. This could cost your entire worldly wealth.
Please, please don’t
The message is: please don’t risk it. Pre-planned use of cabs, designated drivers, lifts from friends/family or even walking can remove that risk.