Author: Sue

Access to Insurance

The missing piece of the jigsaw: report finds 16 million people without contents insurance The Financial Inclusion Commission (“FIC”), a cross-party campaigning body of Members of Parliament, Peers, social-policy leaders and industry experts, today releases the findings of its report Access to Insurance, which highlights…

Doing it cheaper.

Just about every day we are asked if we can “do it a bit cheaper” or “beat the premium I got off the internet”. That always reminds me of a story: A cargo ship was built at considerable expense. On its’ maiden voyage, the engine…

Subsidence remains a big problem

Any suspicion of subsidence strikes fear into the heart of homeowners, and for good reason, as it can mean a substantial repair bill. As long as you don’t neglect the problem, it should be covered by your insurance policy but it’s important not to give the…

THE SMART HOME COMETH

While the use of telematics in cars is nothing new, extending the technology into the home marks a significant change for our customers and for household insurance. Smart technology in the home is wide-ranging – security systems; fridges that re-order your favourite foods when stocks…

Halloween advice

Whether you’re trick-or-treating with the children, attending a bonfire or staying firmly indoors, your home, family and business are all exposed to some seriously scary risks during Halloween. Some local police services report antisocial crime rates increasing by over 50% at this time of year, with…

How’s your credit rating?

And what does your credit rating have to do with the cost of insurance? Quite a lot, actually. With the amount of information now available, “thanks” to the internet, insurance companies are now able to drill down into this to pick and choose who they…

Employing family members?

Employers’ Liability Insurance is compulsory for all businesses who employ any people (paid or unpaid). But what if your workers are members of your family? Under the terms of the Employers’ Liability (Compulsory Insurance) Act 1969, employers are exempt if they are: family businesses, i.e. if all of…