Apologies for using the “B” word but sometimes one has to bite the bullet.

Many businesses are planning ahead and increasing stocks in case Brexit is the disaster that it may be and we don’t get a deal to leave the EU. If this increases your overall stock sum insured, you need to inform your insurer. There may be an additional premium and possibly – if you have “target” or valuable stock – a review of your security.

After all, it would be a shame if your forward planning went up in smoke and you were under-insured.

We are always happy to provide advice without obligation.